/* geldleningsovereenkomst.nl */
@font-face{font-family:"Libre Baskerville";font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/libre-baskerville-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/source-sans-3-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/source-sans-3-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Source Sans 3";font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/source-sans-3-latin-700-normal.woff2) format("woff2")}

:root{
  --green:#2D6A4F;--green-dark:#1B4433;--green-hover:#1E4D38;
  --ink:#14251E;--text:#2E3D36;--muted:#3D4E46;--muted2:#4A5A52;
  --mint:#EEF4F0;--mint2:#E2EFE7;--line:#D5E0D9;--line-soft:#E3EBE6;--line-strong:#A9C2B3;
  --serif:"Libre Baskerville",Georgia,serif;--sans:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:#FFFFFF;color:var(--ink);font-family:var(--sans);font-size:18px;line-height:1.55}
a{color:var(--green)}a:hover{color:var(--green-hover)}
input,select,button{font:inherit}
img,svg{max-width:100%}
code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.88em;background:var(--mint);padding:1px 5px;border-radius:4px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:8px;background:var(--green);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:16px}
:focus-visible{outline:3px solid #6FA88B;outline-offset:2px}

.wrap{max-width:1120px;margin:0 auto;padding-left:24px;padding-right:24px}
.wrap-narrow{max-width:720px;margin:0 auto;padding:0 24px}
.wrap-mid{max-width:760px;margin:0 auto}
.center{text-align:center}
.small{font-size:14px}.muted{color:var(--muted2)}
.mt{margin-top:28px !important}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 22px;font-weight:600;font-size:16px;min-height:44px;text-decoration:none;cursor:pointer;border:0;transition:background-color .12s ease;line-height:1.2}
.btn-lg{padding:15px 28px;font-size:18px}
.btn-sm{padding:12px 22px;font-size:16px}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover,.btn-primary:focus-visible{background:var(--green-dark);color:#fff}
.btn-outline{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.btn-outline:hover,.btn-outline:focus-visible{background:#D3E3D9;color:var(--ink)}
.btn-link,.inline-link{background:none;border:0;padding:0;color:var(--green);font-weight:600;text-decoration:underline;cursor:pointer}
.inline-link{display:inline;font:inherit;font-weight:600}

/* header */
.site-header{position:relative;z-index:2;border-bottom:1px solid #BFD0C6;background:#fff;box-shadow:0 3px 14px rgba(20,37,30,.08)}
.header-inner{padding-top:18px;padding-bottom:18px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;min-height:44px}
.brand:hover{color:var(--ink)}
.wordmark{font-family:var(--serif);font-weight:700;font-size:20px}
.wordmark span{color:var(--green)}
.brand-sm{gap:8px}.brand-sm .wordmark{font-size:14px}
.main-nav{flex:1;display:flex;flex-wrap:wrap;align-items:center;gap:40px;margin-left:72px;font-size:16px}
.main-nav .btn{margin-left:auto}
@media (max-width:1080px){.main-nav{gap:24px;margin-left:32px}}
.main-nav a:not(.btn){text-decoration:none;color:var(--ink)}
.main-nav a:not(.btn):hover{color:var(--green);text-decoration:underline}
@media (max-width:640px){
  .wordmark{font-size:17px}
  .main-nav{gap:16px;margin-left:0}
  .main-nav a[href="/#hoe"]{display:none}
}
@media (max-width:420px){.main-nav a[href="/veelgestelde-vragen/"],.main-nav a[href="/blog/"]{display:none}}

/* hero */
/* Geldfoto, verbreed met vervaagde grijstinten; lichtgrijze vervaging links voor de tekst */
.hero{background-color:#6B6B6D;background-image:linear-gradient(90deg,rgba(236,236,237,.9) 0%,rgba(236,236,237,.86) 45%,rgba(236,236,237,.55) 55%,rgba(236,236,237,0) 68%),url(/assets/img/hero-geld-v4.jpg);background-size:auto 115%;background-position:80% center}
@media (min-width:1700px){.hero{background-size:cover;background-position:right center}}
@media (max-width:820px){.hero{background-image:linear-gradient(rgba(236,236,237,.84),rgba(236,236,237,.84)),url(/assets/img/hero-geld-v4.jpg);background-size:cover;background-position:72% center}}
/* terug naar de oude foto: vervang de twee regels hierboven door
.hero{background-color:var(--mint);background-image:linear-gradient(90deg,rgba(238,244,240,.9) 0%,rgba(238,244,240,.78) 38%,rgba(238,244,240,.25) 62%,rgba(238,244,240,0) 85%),url(/assets/img/hero.jpg);background-size:cover;background-position:center 45%}
@media (max-width:820px){.hero{background-image:linear-gradient(rgba(238,244,240,.82),rgba(238,244,240,.82)),url(/assets/img/hero.jpg)}} */
.hero-inner{padding-top:88px;padding-bottom:96px;display:flex;flex-wrap:wrap;gap:48px;align-items:center}
@media (max-width:640px){.hero-inner{padding-top:56px;padding-bottom:64px}}
.hero-text{flex:1 1 520px;min-width:0}
.kicker{margin:0 0 16px;font-size:15px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--green)}
.hero h1{margin:0;font-family:var(--serif);font-weight:700;font-size:clamp(34px,4.6vw,52px);line-height:1.2}
.hero-intro{margin:24px 0 0;font-size:21px;color:var(--muted);max-width:560px}
.hero-btns{margin-top:36px;display:flex;flex-wrap:wrap;gap:14px}

/* sections */
.section{max-width:960px;margin:0 auto;padding:64px 24px 24px}
.h2{margin:0;font-family:var(--serif);font-weight:700;font-size:clamp(24px,3vw,30px)}
.lead{margin:8px 0 24px;color:var(--muted);font-size:16px}
.cat-grid{display:flex;flex-wrap:wrap;gap:14px}
.cat-card{flex:1 1 380px;min-width:0;background:#fff;border:1.5px solid var(--line-strong);border-radius:12px;padding:20px 22px 16px;display:flex;flex-direction:column;gap:7px;color:var(--ink);text-decoration:none;transition:background-color .15s ease,border-color .15s ease}
.cat-card:hover,.cat-card:focus-visible{background:#E4F3E9;border-color:var(--green);color:var(--ink)}
.cat-title{font-family:var(--serif);font-weight:700;font-size:20px;line-height:1.25}
.cat-sub{color:var(--muted);font-size:15px;line-height:1.5}
.cat-foot{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:12px;border-top:1px solid var(--line-soft)}
.cat-card:hover .cat-foot{border-top-color:#C9E2D2}
.cat-price{font-size:14px;color:var(--muted)}
.cat-price strong{color:var(--ink);font-size:17px}
.cat-go{color:var(--green);font-weight:600;font-size:15px}
.divider{max-width:720px;height:1px;margin:32px auto 0;background:linear-gradient(90deg,rgba(169,194,179,0) 0%,#B9CDC1 50%,rgba(169,194,179,0) 100%)}
.how{padding:56px 24px 64px;text-align:center}
.how .h2{margin-bottom:24px}
.hw-steps{display:flex;flex-wrap:wrap;gap:24px}
.hw-step{flex:1 1 280px;min-width:0;transition:opacity .9s ease,transform .9s cubic-bezier(.2,.7,.2,1)}
.hw-step:nth-child(2){transition-delay:.45s}
.hw-step:nth-child(3){transition-delay:.9s}
.hw-hidden .hw-step{opacity:0;transform:translateY(36px)}
@media (prefers-reduced-motion:reduce){.hw-hidden .hw-step{opacity:1;transform:none}.hw-step{transition:none}}
.hw-num{margin:0 auto;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:var(--serif);font-size:16px}
.hw-step h3{margin:12px 0 4px;font-size:17px}
.hw-step p{margin:0;color:var(--muted);font-size:15px;line-height:1.55}

/* signup */
.signup-row{display:flex;flex-wrap:wrap;gap:10px}
.signup-row input[type=email]{flex:1 1 220px;min-width:0;border:1.5px solid #BFCEC5;border-radius:0;padding:12px 16px;font-size:17px;min-height:48px;background:#fff;color:var(--ink)}
.signup-row input[type=email]:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px rgba(45,106,79,.2)}
.signup-row .btn{min-height:48px;border-radius:0}
.signup-consent{display:flex;gap:10px;align-items:flex-start;margin-top:14px;font-size:14px;color:var(--muted2);line-height:1.5;cursor:pointer}
.signup-consent input{margin-top:3px;width:18px;height:18px;flex:none;accent-color:var(--green)}
.hp{position:absolute;left:-9999px}

/* faq */
.faq-band{background:var(--mint);border-top:1px solid var(--line)}
.faq-band .wrap-narrow{padding-top:56px;padding-bottom:64px}
.faq-band .h2{margin-bottom:20px}
.faq-item{background:#fff;border-radius:10px;margin-bottom:8px;cursor:pointer;transition:background-color .12s ease}
.faq-item:hover,.faq-item:focus-within{background:var(--mint2)}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 18px;cursor:pointer;font-weight:600;font-size:16px;list-style:none;color:var(--ink)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-chev{flex:none;transition:transform .2s ease}
.faq-item[open] .faq-chev{transform:rotate(180deg)}
.faq-item p{margin:0;padding:0 18px 16px;color:var(--muted);font-size:15px;line-height:1.6}
.legal .faq-item{border:1px solid var(--line-soft)}
.link-arrow{display:inline-flex;align-items:center;margin-top:12px;font-weight:600;font-size:15px;text-decoration:none;min-height:44px}
.link-arrow:hover{color:var(--green-dark);text-decoration:underline}

/* loan page */
.loan{padding:40px 24px 80px;font-size:16px;line-height:1.6}
.back{display:inline-flex;align-items:center;min-height:44px;color:var(--green);font-size:15px;font-weight:600;text-decoration:none}
.back:hover{text-decoration:underline}
.loan-title{margin:16px 0 0;font-family:var(--serif);font-weight:700;font-size:clamp(28px,3.6vw,36px);line-height:1.2}
.loan-sub{margin:10px 0 0;font-size:17px;color:var(--muted)}
.loan-grid{margin-top:28px;display:flex;flex-wrap:wrap;gap:16px}
.box{flex:1 1 360px;min-width:0;background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px 22px}
.box-soft{flex-basis:260px;background:#F6F8F7;border-color:var(--line-soft)}
.box-soft p{margin:0;color:var(--muted);font-size:15px}
.box-label{margin:0 0 8px;display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--green)}
.checks{list-style:none;margin:0;padding:0}
.checks li{display:flex;gap:10px;align-items:flex-start;padding:5px 0}
.checks svg{flex:none;margin-top:4px}
.price-bar{margin-top:20px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 20px}
.price{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.price-amount{font-weight:600;font-size:24px;line-height:1.2;font-variant-numeric:tabular-nums}
.price-note{font-size:14px;color:var(--muted2)}
.soon{display:inline-flex;align-items:center;gap:10px;background:var(--green);color:#fff;border:0;border-radius:999px;padding:13px 26px;font:inherit;font-weight:700;font-size:19px;min-height:48px;cursor:pointer;box-shadow:0 0 0 5px rgba(45,106,79,.18);transition:background-color .12s ease}
.soon:hover,.soon:focus-visible{background:var(--green-dark)}
.loan > .small{margin:12px 0 0}

/* legal pages */
.legal{max-width:760px;margin:0 auto;padding:56px 24px 96px;color:var(--text);font-size:17px}
.legal h1{margin:20px 0 12px;font-family:var(--serif);font-weight:700;font-size:clamp(34px,5vw,46px);line-height:1.12;color:var(--ink)}
.legal .meta{margin:0 0 32px;font-size:15px;color:var(--muted2)}
.legal h2{margin:36px 0 10px;font-family:var(--serif);font-weight:700;font-size:21px;line-height:1.3;color:var(--ink)}
.legal h3{margin:24px 0 8px;font-size:17px;color:var(--ink)}
.legal p{margin:0 0 14px}
.legal ul{margin:0 0 14px;padding-left:22px}
.legal li{margin-bottom:6px}
.legal a{font-weight:600}
.legal h2.faq-cat{margin:36px 0 14px}
.wrap-faq{max-width:820px}
.legal-blog{padding-bottom:320px}
.wrap-contact{max-width:880px}
.table-wrap{overflow-x:auto;margin:0 0 18px;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;font-size:15px;line-height:1.45}
th,td{text-align:left;vertical-align:top;padding:10px 12px;border-bottom:1px solid var(--line-soft)}
th{background:var(--mint);font-weight:600;color:var(--ink)}
tr:last-child td{border-bottom:0}
td:first-child{white-space:nowrap}
@media (max-width:640px){table{font-size:14px}th,td{padding:8px 10px}td:first-child{white-space:normal}}
.contact-grid{display:flex;flex-wrap:wrap;gap:20px}
.contact-card{flex:1 1 320px;min-width:0;background:#fff;border:1.5px solid var(--line);border-radius:20px;padding:26px 28px}
.contact-card h2,.contact-advice h2{margin:0 0 10px;font-size:20px}
.contact-card p{margin:0 0 10px}
.address{line-height:1.7}
.contact-advice{margin-top:20px;background:var(--mint);border-radius:20px;padding:26px 28px}
.contact-advice p{margin:0}

.center-block{max-width:640px;margin:0 auto;padding:96px 24px;text-align:center}
.center-block h1{margin:24px 0 0;font-family:var(--serif);font-size:clamp(30px,4vw,40px);font-weight:700;line-height:1.2}
.center-block p{margin:14px 0 32px;font-size:19px;color:var(--muted)}
.done-icon{width:72px;height:72px;margin:0 auto;border-radius:50%;background:var(--mint);display:flex;align-items:center;justify-content:center}

/* footer */
.site-footer{margin-top:80px;border-top:1px solid var(--line)}
.foot-brand svg rect{fill:#111}
.foot-brand .wordmark,.foot-brand .wordmark span{color:#111}
.foot-top{padding-top:40px;padding-bottom:24px;display:flex;justify-content:center;text-align:center;font-size:14px;color:var(--muted2)}
.foot-bottom{border-top:1px solid var(--line)}
.footer-inner{padding-top:16px;padding-bottom:40px;display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center;font-size:14px;color:var(--muted2)}
.foot-text{max-width:620px;line-height:1.6}
.foot-text a{font-weight:600}
.foot-nav{align-self:stretch;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:0 16px;font-size:15px}
.foot-link{display:inline-flex;align-items:center;min-height:44px;background:none;border:0;padding:0;color:var(--text);text-decoration:none;cursor:pointer;font-size:15px}
.foot-link:hover{color:var(--green-dark);text-decoration:underline}
.sep{color:var(--line-strong)}
.foot-brand{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:4px 12px;font-size:13px}

/* cookie banner */
.cc-banner{position:fixed;left:16px;bottom:16px;z-index:50;width:min(380px,calc(100% - 32px))}
.cc-banner[hidden]{display:none}
.cc-inner{background:#fff;border:1px solid #BFD0C6;border-radius:14px;box-shadow:0 10px 32px rgba(20,37,30,.2);padding:14px 16px}
.cc-text{min-width:0}
.cc-title{margin:0 0 2px;font-family:var(--serif);font-size:16px;font-weight:700}
.cc-text p{margin:0;font-size:14px;line-height:1.45;color:var(--muted)}
.cc-text a{font-weight:600}
.cc-actions{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:12px}
.cc-actions .btn{flex:1 1 0;min-width:0;padding:8px 12px;font-size:15px;min-height:40px}
.cc-actions .btn-link{min-height:40px;padding:0 4px;font-size:14px}
@media (max-width:640px){.cc-banner{left:8px;bottom:8px;width:calc(100% - 16px)}}
.cc-dialog{border:0;border-radius:18px;padding:0;max-width:560px;width:calc(100% - 32px);box-shadow:0 20px 60px rgba(20,37,30,.3);color:var(--ink)}
.cc-dialog::backdrop{background:rgba(20,37,30,.45)}
.cc-form{padding:26px 26px 22px}
.cc-form h2{margin:0 0 8px;font-family:var(--serif);font-size:22px}
.cc-intro{margin:0 0 16px;font-size:15px;color:var(--muted)}
.cc-cat{border-top:1px solid var(--line-soft);padding:14px 0}
.cc-cat p{margin:4px 0 0;font-size:14px;color:var(--muted2);line-height:1.5}
.cc-cat-head{display:flex;justify-content:space-between;align-items:center;gap:12px;cursor:pointer}
.cc-cat-name{font-weight:600}
.cc-always{font-size:14px;color:var(--green);font-weight:600}
.cc-switch{position:relative;width:46px;height:26px;flex:none}
.cc-switch input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer}
.cc-switch span{position:absolute;inset:0;background:#C3D1C9;border-radius:999px;transition:background-color .15s}
.cc-switch span::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:transform .15s}
.cc-switch input:checked+span{background:var(--green)}
.cc-switch input:checked+span::after{transform:translateX(20px)}
.cc-switch input:focus-visible+span{outline:3px solid #6FA88B;outline-offset:2px}
.cc-dialog-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px;padding-top:16px;border-top:1px solid var(--line-soft)}
.cc-dialog-actions .btn{flex:1 1 140px;font-size:15px;padding:11px 14px}
@media (max-width:480px){
  .header-inner{padding-top:12px;padding-bottom:12px}
  .main-nav .btn{padding:10px 14px;font-size:14px}
}

/* pop-up 'Houd me op de hoogte' */
.wl-dialog{border:0;border-radius:6px;padding:26px 26px 22px;max-width:480px;width:calc(100% - 32px);box-shadow:0 20px 60px rgba(20,37,30,.3);color:var(--ink)}
.wl-dialog::backdrop{background:rgba(20,37,30,.45)}
.wl-dialog h2{margin:0 36px 8px 0;font-family:var(--sans);font-weight:700;font-size:24px;line-height:1.3}
.wl-text{margin:0 0 18px;color:var(--muted);font-size:16px}
.wl-close{position:absolute;top:10px;right:10px;width:40px;height:40px;display:flex;align-items:center;justify-content:center;background:none;border:0;border-radius:50%;color:var(--muted2);cursor:pointer}
.wl-close:hover,.wl-close:focus-visible{background:var(--mint);color:var(--ink)}